I got a check from Germany. It is the tax refund from all the shopping that I did back in Europe.

The amount is US$76. I went to bank-in the check at my local bank, POSB Bank. I didn’t know how to cash-in the check as I’ve done it only once in my life. Therefore I asked the teller and she told me this.

There will be a S$10 Service Charge and a S$4 Postage Charge since my check is in US currency and it stated that it was from the Bank of New York. Therefore they had to send the check there for verification and after, they will use the current exchange rate and deliver it to my account. For that, they will charge me a US$5 Service Charge over there.

The whole procedure will take a minimum of 21 days. Now that made me wonder if it was worth it for a meager sum that I’ve received.

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